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About Valley Capital Advisors
 

Valley Capital Advisors, LLC is a family-owned and operated insurance and retirement planning firm built on trust, service, and long-term relationships.
 

With over a decade of direct Medicare experience and thousands of clients served, our team specializes in helping individuals navigate Medicare, retirement planning, and protection strategies with clarity and confidence.

We understand that these decisions are deeply personal — and often overwhelming. That’s why we take a hands-on, education-first approach with every client we serve.


Our mission is simple:
To provide accessible, community-focused financial and healthcare guidance that empowers families to make informed decisions.

 

We believe no one should feel confused about their Medicare options, uncertain about their retirement protection, or unsupported when healthcare rules change.

 

Whether you’re turning 65, reviewing your current coverage, qualifying for Medicare and Medicaid, or planning for final expenses, we provide tailored solutions designed around your specific needs and budget.
 

As a licensed and experienced team, we guide clients through:

  • Medicare Advantage, Medicare Supplement & Prescription Drug Plans

  • Dual-Eligible (Medicare & Medicaid) alignment and coordination

  • Final Expense & Life Insurance Planning

  • Retirement income protection strategies

  • Annual plan reviews and benefit utilization guidance


Because we are family-owned, our clients are treated like family. We focus on long-term service — not one-time transactions.

Our streamlined enrollment systems, ongoing support model, and care coordination partnerships ensure you’re supported long after your enrollment is complete.

 

At VCA, we don’t just help you choose a plan...

We help you build confidence in your future.

 

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We do not offer every plan available in your area. Currently we represent 8 organizations which offer 391 products in your area. Please contact Medicare.gov, 1-800-MEDICARE or your local STATE HEALTH INSURANCE PROGRAM to get information on all of your options.

Valley Capital Advisors, LLC is a licensed insurance agency and is a sole and separate entity from MAMSA Foundation, Inc., a California nonprofit public benefit corporation. The two organizations operate independently and are not affiliated corporate entities.

© 2016-2026 VALLEY CAPITAL ADVISORS, LLC - Medicare, Healthcare and Insurance Services - dba: VCA Insurance Solutions. All rights reserved. 

CA Agency Lic #0N14005 

1322 E. Shaw Ave, Suite 255, Fresno, CA 93710

     (888) 294-5053 ● info@vcadvisors.net www.retirefrom.com

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